LIC Housing Finance's Q1 FY 2026-27 Quarterly Results
- 31 Jul 2026
Result Summary
- LIC Housing Finance Ltd reported a 1.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a decline of 2.3%.
- Its expenses for the quarter were up by 2.8% QoQ and -0.0% YoY.
- The net profit increased 0.4% QoQ and increased 9.9% YoY.
- The earnings per share (EPS) of LIC Housing Finance Ltd stood at 27.25 during Q1 FY 2026-27.
Financial Statments for Q1 FY 2026-27
(₹ crores) | Q1FY27 | Q4FY26 | Q1FY26 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 7085.58 | 7212.01 | 7250.16 | -1.8% | -2.3% |
Total Expenses | 5350.77 | 5206.58 | 5352.97 | 2.8% | -0.0% |
Profit Before Tax | 1899.04 | 1931.31 | 1704.32 | -1.7% | 11.4% |
Tax | 402.15 | 440.84 | 340.60 | -8.8% | 18.1% |
Profit After Tax | 1499.03 | 1492.63 | 1364.00 | 0.4% | 9.9% |
Earnings Per Share | 27.25 | 27.13 | 24.80 | 0.4% | 9.9% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
LIC Housing Finance Ltd is one of the largest housing finance companies in India. It is primarily engaged in providing long-term finance to individuals for the purchase or construction of houses or flats. The company also extends loans to professionals for purchase or construction of clinics, nursing homes, diagnostic centers, office spaces, and also to builders and developers engaged in the construction of residential apartments. The company operates in the financial services industry, and its operations are closely linked to India's real estate and housing markets. As of the latest updates, there is no specific new development noted in the provided data for the company.
Revenue
During the first quarter of the fiscal year 2027 (Q1FY27), LIC Housing Finance Ltd reported a total income of ₹7085.58 crores. This represents a decrease of 1.8% quarter-over-quarter (QoQ) compared to ₹7212.01 crores in the fourth quarter of the fiscal year 2026 (Q4FY26). On a year-over-year (YoY) basis, the total income also decreased by 2.3% from ₹7250.16 crores in Q1FY26. These figures reflect the company's revenue performance over the specified periods, indicating fluctuations in the company's income generation capabilities.
Profitability
In terms of profitability, LIC Housing Finance Ltd recorded a profit before tax of ₹1899.04 crores in Q1FY27, which is a slight decrease of 1.7% QoQ from ₹1931.31 crores in Q4FY26. However, there was an increase of 11.4% YoY from ₹1704.32 crores in Q1FY26. The profit after tax for Q1FY27 was ₹1499.03 crores, showing a marginal increase of 0.4% QoQ from ₹1492.63 crores in the previous quarter and a 9.9% increase YoY from ₹1364.00 crores in Q1FY26. The earnings per share (EPS) for the current quarter was ₹27.25, reflecting the same percentage changes as the profit after tax on both QoQ and YoY bases.
Operating Metrics
The total expenses for LIC Housing Finance Ltd in Q1FY27 were ₹5350.77 crores, which is an increase of 2.8% compared to ₹5206.58 crores in Q4FY26, and it remained almost unchanged from ₹5352.97 crores in Q1FY26. The tax paid in the current quarter was ₹402.15 crores, reflecting a decrease of 8.8% QoQ from ₹440.84 crores in Q4FY26, and an increase of 18.1% YoY from ₹340.60 crores in Q1FY26. These metrics provide insights into the company's cost management and tax obligations over the reported periods.
FAQs
LIC Housing Finance Ltd announced its Q1 FY 2026-27 results on 31 July, 2026.
LIC Housing Finance Ltd quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
Key highlights of LIC Housing Finance Ltd Q1 FY 2026-27 results include:
- Revenue: ₹7085.58 crore
- Net Profit: ₹1499.03 crore
- EBITDA: ₹6875.54 crore
- Year-over-Year Growth: -2.3%
- Quarter-over-Quarter Growth: -1.8%
LIC Housing Finance Ltd reported a net profit of ₹1499.03 crore in Q1 FY 2026-27, reflecting a 9.9% year-over-year growth.
LIC Housing Finance Ltd posted a revenue of ₹7085.58 crore in Q1 FY 2026-27.