Kotak Mahindra Bank's Q1 FY 2026-27 Quarterly Results
- 19 Jul 2026
Result Summary
- Kotak Mahindra Bank Ltd reported a 7.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 12.6%.
- Its expenses for the quarter were up by 6.6% QoQ and 12.8% YoY.
- The net profit increased 1.1% QoQ and increased 22.5% YoY.
- The earnings per share (EPS) of Kotak Mahindra Bank Ltd stood at 5.51 during Q1 FY 2026-27.
Financial Statments for Q1 FY 2026-27
(₹ crores) | Q1FY27 | Q4FY26 | Q1FY26 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 30068.60 | 28107.60 | 26703.92 | 7.0% | 12.6% |
Total Expenses | 21794.91 | 20446.97 | 19329.35 | 6.6% | 12.8% |
Provisions & contingencies | 764.83 | 585.21 | 1321.17 | 30.7% | -42.1% |
Profit Before Tax | 7508.86 | 7443.21 | 6053.40 | 0.9% | 24.0% |
Tax | 2021.80 | 2041.66 | 1624.27 | -1.0% | 24.5% |
Profit After Tax | 5480.46 | 5423.15 | 4472.18 | 1.1% | 22.5% |
Earnings Per Share | 5.51 | 5.45 | 22.49 | 1.1% | -75.5% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Kotak Mahindra Bank Ltd is a leading banking and financial services company in India, recognized for its comprehensive range of financial products and services. The company operates in the banking sector, offering a wide array of services including retail banking, corporate banking, and wealth management. Kotak Mahindra Bank is known for its strong presence in the Indian financial market and has been a significant player in the banking industry. However, specific details about recent major developments in the company are not available.
Revenue
In the first quarter of the fiscal year 2027, Kotak Mahindra Bank Ltd reported a total income of ₹30,068.60 crores. This reflects a quarter-over-quarter (QoQ) increase of 7.0% from ₹28,107.60 crores in the fourth quarter of fiscal year 2026. Moreover, the year-over-year (YoY) growth in total income is 12.6%, up from ₹26,703.92 crores in the first quarter of fiscal year 2026. The growth in revenue demonstrates a positive trend over both the quarterly and annual periods.
Profitability
The profit before tax for Kotak Mahindra Bank stood at ₹7,508.86 crores in Q1FY27, showcasing a marginal QoQ increase of 0.9% over ₹7,443.21 crores in Q4FY26. On a YoY basis, there was a substantial increase of 24.0% from ₹6,053.40 crores in Q1FY26. The profit after tax also rose to ₹5,480.46 crores in Q1FY27, marking a QoQ increase of 1.1% and a YoY increase of 22.5%. The earnings per share for Q1FY27 were ₹5.51, reflecting a slight QoQ increase of 1.1% but a substantial YoY decrease of 75.5% from ₹22.49 in Q1FY26.
Operating Metrics
Total expenses for Kotak Mahindra Bank in Q1FY27 were reported at ₹21,794.91 crores, which signifies a QoQ increase of 6.6% from ₹20,446.97 crores in Q4FY26. On a YoY basis, the expenses increased by 12.8% from ₹19,329.35 crores in Q1FY26. Provisions and contingencies saw a significant QoQ increase of 30.7% to ₹764.83 crores from ₹585.21 crores in Q4FY26 but a considerable YoY decrease of 42.1% from ₹1,321.17 crores in Q1FY26. The tax expense in Q1FY27 was ₹2,021.80 crores, showing a slight decrease of 1.0% QoQ but a YoY increase of 24.5% from ₹1,624.27 crores in Q1FY26.
FAQs
Kotak Mahindra Bank Ltd announced its Q1 FY 2026-27 results on 19 July, 2026.
Kotak Mahindra Bank Ltd quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
Key highlights of Kotak Mahindra Bank Ltd Q1 FY 2026-27 results include:
- Revenue: ₹30068.60 crore
- Net Profit: ₹5480.46 crore
- EBITDA: ₹15211.40 crore
- Year-over-Year Growth: 12.6%
- Quarter-over-Quarter Growth: 7.0%
Kotak Mahindra Bank Ltd reported a net profit of ₹5480.46 crore in Q1 FY 2026-27, reflecting a 22.5% year-over-year growth.
Kotak Mahindra Bank Ltd posted a revenue of ₹30068.60 crore in Q1 FY 2026-27.