IDBI Bank's Q1 FY 2026-27 Quarterly Results
- 19 Jul 2026
Result Summary
- IDBI Bank Ltd reported a 9.3% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 1.6%.
- Its expenses for the quarter were up by 0.5% QoQ and 5.2% YoY.
- The net profit increased 7.5% QoQ and increased 5.3% YoY.
- The earnings per share (EPS) of IDBI Bank Ltd stood at 1.98 during Q1 FY 2026-27.
Financial Statments for Q1 FY 2026-27
(₹ crores) | Q1FY27 | Q4FY26 | Q1FY26 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 8633.28 | 9517.50 | 8498.53 | -9.3% | 1.6% |
Total Expenses | 6439.99 | 6410.69 | 6120.79 | 0.5% | 5.2% |
Provisions & contingencies | -636.02 | 291.02 | -178.85 | -318.5% | 255.6% |
Profit Before Tax | 2829.31 | 2815.79 | 2556.59 | 0.5% | 10.7% |
Tax | 698.74 | 828.35 | 532.72 | -15.6% | 31.2% |
Profit After Tax | 2130.57 | 1982.00 | 2023.87 | 7.5% | 5.3% |
Earnings Per Share | 1.98 | 1.87 | 1.88 | 5.9% | 5.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
IDBI Bank Ltd is a financial institution that operates primarily in the banking and financial services industry. As a bank, IDBI Bank provides a range of banking products and services, including retail banking, corporate banking, and other financial services. The bank serves a diverse clientele, including individuals, small and medium enterprises, and large corporations. The company has been part of India's banking sector for many years, adapting to various economic conditions and regulatory environments. Specific recent major developments related to IDBI Bank Ltd are not available from the provided data.
Revenue
In the first quarter of fiscal year 2027 (Q1FY27), IDBI Bank Ltd reported a total income of ₹8633.28 crores. This represents a decrease of 9.3% quarter-over-quarter (QoQ) from ₹9517.50 crores in the fourth quarter of fiscal year 2026 (Q4FY26). However, compared to the first quarter of fiscal year 2026 (Q1FY26), there is an increase of 1.6% year-over-year (YoY) from ₹8498.53 crores. The fluctuation in total income reflects changes in the bank's revenue streams during these periods.
Profitability
IDBI Bank Ltd's profitability is highlighted by several key financial metrics. The profit before tax (PBT) for Q1FY27 stood at ₹2829.31 crores, showing a slight increase of 0.5% QoQ from ₹2815.79 crores in Q4FY26 and a significant increase of 10.7% YoY from ₹2556.59 crores in Q1FY26. The profit after tax (PAT) for the same quarter was ₹2130.57 crores, marking an increase of 7.5% QoQ from ₹1982.00 crores and a 5.3% increase YoY from ₹2023.87 crores. The bank's earnings per share (EPS) also rose to ₹1.98 in Q1FY27, up by 5.9% QoQ and 5.3% YoY, indicating enhanced profitability per share. The tax expense for Q1FY27 was ₹698.74 crores, which decreased by 15.6% QoQ but increased by 31.2% YoY.
Operating Metrics
The total expenses for IDBI Bank Ltd in Q1FY27 were ₹6439.99 crores, reflecting a slight increase of 0.5% QoQ from ₹6410.69 crores in Q4FY26 and a 5.2% increase YoY from ₹6120.79 crores. The provisions and contingencies showed a notable shift, with a negative value of ₹-636.02 crores in Q1FY27, compared to ₹291.02 crores in Q4FY26, marking a significant QoQ change of -318.5% and a YoY change of 255.6% from ₹-178.85 crores in Q1FY26. These metrics indicate the bank's operational cost management and provisioning strategies over the periods analyzed.
FAQs
IDBI Bank Ltd announced its Q1 FY 2026-27 results on 19 July, 2026.
IDBI Bank Ltd quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
Key highlights of IDBI Bank Ltd Q1 FY 2026-27 results include:
- Revenue: ₹8633.28 crore
- Net Profit: ₹2130.57 crore
- EBITDA: ₹6882.01 crore
- Year-over-Year Growth: 1.6%
- Quarter-over-Quarter Growth: -9.3%
IDBI Bank Ltd reported a net profit of ₹2130.57 crore in Q1 FY 2026-27, reflecting a 5.3% year-over-year growth.
IDBI Bank Ltd posted a revenue of ₹8633.28 crore in Q1 FY 2026-27.