Comfort Fincap's Q4 FY 2025-26 Quarterly Results

Result Summary

• Comfort Fincap Ltd reported a 9.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 38.8%.
• Its expenses for the quarter were up by 70.3% QoQ and 46.2% YoY.
• The net profit decreased 53.3% QoQ and increased 39.0% YoY.
• The earnings per share (EPS) of Comfort Fincap Ltd stood at 0.12 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

---

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Comfort Fincap Ltd is a company engaged in the financial services sector. As a non-banking financial company (NBFC), it predominantly provides financial services such as loans, credit facilities, and other related financial offerings. While the exact scope of its services or any recent major developments in its business activities are not available from the provided data, NBFCs like Comfort Fincap Ltd typically operate by providing credit to customers who may not have access to traditional banking services. The company operates within an industry known for being highly regulated and sensitive to economic changes, which can impact its financial performance.

Revenue

In Q4FY26, Comfort Fincap Ltd reported a total income of ₹4.04 crores, reflecting a decline of 9.8% compared to the previous quarter, Q3FY26, where the total income was ₹4.48 crores. However, when compared to the same quarter in the previous fiscal year, Q4FY25, there is a significant year-over-year increase of 38.8% from ₹2.91 crores. The revenue figures indicate a fluctuation in the company's income generation over the different periods, with a notable increase compared to the prior year.

Profitability

The company recorded a profit before tax of ₹1.57 crores for Q4FY26, which represents a sharp decrease of 48.2% from the previous quarter's profit before tax of ₹3.03 crores. Year-over-year, there is a 36.5% increase from Q4FY25's profit before tax of ₹1.15 crores. After accounting for tax expenses of ₹0.51 crores, the profit after tax for Q4FY26 was ₹1.07 crores, down 53.3% from Q3FY26's ₹2.29 crores, but up 39.0% compared to Q4FY25's ₹0.77 crores. The earnings per share for the quarter remained unchanged year-over-year at ₹0.12, despite a decline of 53.8% from the previous quarter's ₹0.26.

Operating Metrics

Total expenses for Comfort Fincap Ltd in Q4FY26 were ₹2.47 crores, representing a substantial increase of 70.3% from the prior quarter's expenses of ₹1.45 crores. Year-over-year, expenses rose by 46.2% from ₹1.69 crores in Q4FY25. This increase in expenses alongside the changes in revenue and profitability metrics highlights the shifts in the company's operational cost structure over the evaluated periods. The significant variation in both revenue and expenses indicates variable operating conditions which impacted the company's financial outcomes.