Cholamandalam Financial Holdings' Q2 FY 2026-27 Quarterly Results

Result Summary

• Cholamandalam Financial Holdings Ltd reported a 1.7% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 19.0%.
• Its expenses for the quarter were up by 7.9% QoQ and 20.6% YoY.
• The net profit decreased 15.0% QoQ and increased 25.2% YoY.
• The earnings per share (EPS) of Cholamandalam Financial Holdings Ltd stood at 34.22 during Q2 FY 2026-27.

Financial Statments for Q2 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Cholamandalam Financial Holdings Ltd is a prominent player in the financial services industry in India. The company operates primarily in the financial sector, offering a range of financial services that include loans, insurance, and investment solutions. As a part of the Murugappa Group, it holds a significant position in the market, leveraging the group's extensive network and expertise. However, specific recent developments or strategic initiatives undertaken by the company are not available in the provided data.

Revenue

For Q2FY27, Cholamandalam Financial Holdings Ltd reported a total income of ₹11,409.06 crores, showcasing a growth of 1.7% from the previous quarter (Q1FY27) where the total income was ₹11,214.32 crores. The year-over-year growth for total income has been robust at 19.0%, compared to ₹9,589.20 crores in Q2FY26. This indicates an increase in the company's revenue generation capabilities over the year. The rise in total income reflects the company's ability to enhance its operations and potentially expand its market presence.

Profitability

In terms of profitability, the company recorded a Profit Before Tax (PBT) of ₹2,029.63 crores in Q2FY27, which is a decrease of 15.4% compared to ₹2,398.17 crores in Q1FY27. However, when compared to the same quarter in the previous year (Q2FY26), there is a 24.5% increase from ₹1,629.78 crores. The Profit After Tax (PAT) for Q2FY27 stands at ₹1,520.11 crores, down by 15.0% QoQ from ₹1,788.99 crores in Q1FY27, but it represents a 25.2% increase YoY from ₹1,214.27 crores in Q2FY26. The tax expense for the quarter was ₹511.27 crores, showing a decrease of 16.3% QoQ, and an increase of 22.5% YoY.

Operating Metrics

The Earnings Per Share (EPS) for Q2FY27 is ₹34.22, marking a decline of 20.3% from the previous quarter's EPS of ₹42.92. On a year-over-year basis, EPS rose by 16.9% from ₹29.28 in Q2FY26. Total expenses for Q2FY27 are noted at ₹8,514.16 crores, which is an increase of 7.9% from Q1FY27 and a 20.6% increase from Q2FY26. The rise in expenses both QoQ and YoY could be indicative of the company's investments in expanding its operations or a response to market conditions. These metrics provide a snapshot of the company’s operational efficiency and cost management strategies over the specified periods.