Cholamandalam Financial Holdings' Q1 FY 2026-27 Quarterly Results

Result Summary

• Cholamandalam Financial Holdings Ltd reported a 6.6% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 19.5%.
• Its expenses for the quarter were up by 4.9% QoQ and 16.0% YoY.
• The net profit increased 10.1% QoQ and increased 42.0% YoY.
• The earnings per share (EPS) of Cholamandalam Financial Holdings Ltd stood at 42.92 during Q1 FY 2026-27.

Financial Statments for Q1 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Cholamandalam Financial Holdings Ltd is a prominent player in the financial services sector in India. The company provides a wide range of financial products and services, particularly focusing on vehicle finance, home loans, small and medium enterprise (SME) loans, and other financial services. As part of the larger Murugappa Group, the company leverages its extensive network and industry expertise to serve a diverse client base across India. Recent developments about the company are not provided, hence no specific events or changes can be highlighted at this time.

Revenue

In the first quarter of fiscal year 2027 (Q1FY27), Cholamandalam Financial Holdings Ltd reported a total income of ₹11,214.32 crores. This marks a 6.6% increase from the previous quarter (Q4FY26) where the total income was ₹10,519.50 crores. On a year-over-year basis, comparing Q1FY27 to the same quarter in fiscal year 2026 (Q1FY26), the total income showed a significant growth of 19.5% from ₹9,382.95 crores. This upward trend in revenue indicates robust growth in the company’s income-generating activities over both the quarterly and yearly periods.

Profitability

For Q1FY27, the Profit Before Tax (PBT) stood at ₹2,398.17 crores, representing a 12.1% increase from the previous quarter (Q4FY26) and a 41.5% increase from Q1FY26. The tax expense for Q1FY27 was ₹611.14 crores, which is an 18.3% rise from Q4FY26's tax amount of ₹516.57 crores and a 40.0% increase from Q1FY26. Subsequently, the Profit After Tax (PAT) for the current quarter was ₹1,788.99 crores, which is a 10.1% increase from the last quarter and a 42.0% increase year-over-year. The Earnings Per Share (EPS) for Q1FY27 was reported at ₹42.92, showing a growth of 17.3% from the previous quarter and 39.3% from the previous year.

Operating Metrics

During Q1FY27, the company reported total expenses of ₹7,893.93 crores, which increased by 4.9% from Q4FY26 and by 16.0% from Q1FY26. This indicates an increase in operational costs over both the quarter and the year. Despite rising expenses, the company achieved significant growth in both PBT and PAT, underscoring effective management of operational efficiencies and cost controls. The notable increase in EPS further reflects the company’s profitability growth over the assessed periods. However, specific details on operating metrics such as P/E ratio, debt-to-equity ratio, and current ratio are not provided in the data, precluding further analysis of these financial ratios.