Bank of Bar's Q1 FY 2026-27 Quarterly Results
- 25 Jul 2026
Result Summary
- Bank of Baroda reported a 3.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 7.6%.
- Its expenses for the quarter were up by 0.9% QoQ and 3.1% YoY.
- The net profit decreased 68.7% QoQ and decreased 47.7% YoY.
- The earnings per share (EPS) of Bank of Baroda stood at 3.45 during Q1 FY 2026-27.
Financial Statments for Q1 FY 2026-27
(₹ crores) | Q1FY27 | Q4FY26 | Q1FY26 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 41316.71 | 39988.18 | 38404.16 | 3.3% | 7.6% |
Total Expenses | 30732.77 | 30470.16 | 29818.53 | 0.9% | 3.1% |
Provisions & contingencies | 2698.17 | 3461.49 | 3415.97 | -22.1% | -21.0% |
Profit Before Tax | 2205.54 | 6056.53 | 5169.66 | -63.6% | -57.3% |
Tax | 632.95 | 408.57 | 1817.78 | 54.9% | -65.2% |
Profit After Tax | 1839.26 | 5871.79 | 3517.18 | -68.7% | -47.7% |
Earnings Per Share | 3.45 | 11.22 | 6.71 | -69.3% | -48.6% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Bank of Baroda is a prominent Indian multinational public sector bank, headquartered in Vadodara, Gujarat, India. It operates in the banking and financial services industry, providing a range of services including retail banking, corporate banking, and treasury operations. As one of the largest banks in India, it serves millions of customers and has a widespread branch network across the country and internationally. The bank has been involved in several initiatives to enhance its digital banking capabilities and improve customer service.
Revenue
In the first quarter of FY27, Bank of Baroda reported a total income of ₹41,316.71 crore. This represents a quarter-over-quarter (QoQ) increase of 3.3% from ₹39,988.18 crore in Q4FY26 and a year-over-year (YoY) increase of 7.6% from ₹38,404.16 crore in Q1FY26. The growth in total income indicates an upward trajectory in the bank's revenue generation capabilities over both the previous quarter and the past year. This increase in total income reflects a positive trend in the bank's overall revenue performance.
Profitability
During Q1FY27, Bank of Baroda's profit before tax (PBT) was ₹2,205.54 crore, reflecting a significant decrease of 63.6% QoQ from ₹6,056.53 crore in Q4FY26 and a 57.3% decrease YoY from ₹5,169.66 crore in Q1FY26. The profit after tax (PAT) for the same quarter stood at ₹1,839.26 crore, marking a decline of 68.7% QoQ from ₹5,871.79 crore and a 47.7% decline YoY from ₹3,517.18 crore. Earnings per share (EPS) also decreased to ₹3.45 in Q1FY27, compared to ₹11.22 in Q4FY26 and ₹6.71 in Q1FY26, showing a reduction of 69.3% QoQ and 48.6% YoY. This decline in profitability metrics points towards substantial changes in the bank's financial performance on both a quarterly and annual basis.
Operating Metrics
Bank of Baroda's total expenses in Q1FY27 were ₹30,732.77 crore, a slight increase of 0.9% QoQ from ₹30,470.16 crore in Q4FY26 and a 3.1% increase YoY from ₹29,818.53 crore in Q1FY26. Provisions and contingencies for the quarter were ₹2,698.17 crore, which decreased significantly by 22.1% QoQ from ₹3,461.49 crore and by 21.0% YoY from ₹3,415.97 crore. The reduction in provisions and contingencies reflects changes in the bank's operational risk management. The tax expense increased to ₹632.95 crore in Q1FY27 from ₹408.57 crore in Q4FY26, representing a 54.9% QoQ rise, although it decreased by 65.2% YoY from ₹1,817.78 crore in Q1FY26. These figures highlight the bank's cost management and provisioning strategies over the period.
FAQs
Bank of Baroda announced its Q1 FY 2026-27 results on 25 July, 2026.
Bank of Baroda quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
Key highlights of Bank of Baroda Q1 FY 2026-27 results include:
- Revenue: ₹41316.71 crore
- Net Profit: ₹1839.26 crore
- EBITDA: ₹23506.67 crore
- Year-over-Year Growth: 7.6%
- Quarter-over-Quarter Growth: 3.3%
Bank of Baroda reported a net loss of ₹1839.26 crore in Q1 FY 2026-27, reflecting a -47.7% year-over-year growth.
Bank of Baroda posted a revenue of ₹41316.71 crore in Q1 FY 2026-27.