Bajaj Finance's Q2 FY 2026-27 Quarterly Results

Result Summary

• Bajaj Finance Ltd reported a 6.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 21.8%.
• Its expenses for the quarter were up by 6.5% QoQ and 22.7% YoY.
• The net profit increased 4.7% QoQ and increased 28.7% YoY.
• The earnings per share (EPS) of Bajaj Finance Ltd stood at 10.05 during Q2 FY 2026-27.

Financial Statments for Q2 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Bajaj Finance Ltd is a leading financial services company in India, primarily engaged in providing lending solutions and wealth management services. The company operates across various segments, including consumer finance, small and medium-sized enterprises (SME) finance, commercial lending, and rural lending. Bajaj Finance is well-known for its diverse product portfolio, which includes personal loans, home loans, business loans, and credit cards. The company is a part of the Bajaj Group, a renowned conglomerate with a strong presence in various sectors. As of the latest data, there are no specific recent major developments provided, but Bajaj Finance has been known for its continuous growth and expansion in financial technology solutions to enhance customer experience.

Revenue

In the second quarter of the fiscal year 2027 (Q2FY27), Bajaj Finance Ltd reported a total income of ₹24,575.82 crores. This represents a quarter-over-quarter (QoQ) increase of 6.1% from ₹23,166.42 crores in Q1FY27. Year-over-year (YoY), the total income grew by 21.8% compared to ₹20,180.76 crores in Q2FY26. The consistent increase in revenue over both the quarterly and yearly periods indicates a robust growth in the company's income streams. This growth reflects the company's ability to enhance its market position and expand its customer base over time, contributing to its steady revenue performance.

Profitability

Bajaj Finance Ltd's profitability indicators for Q2FY27 show a positive trajectory. The company's profit before tax (PBT) for the quarter was ₹8,533.47 crores, reflecting a QoQ growth of 4.8% from ₹8,143.89 crores in Q1FY27 and a YoY increase of 29.2% from ₹6,604.83 crores in Q2FY26. The profit after tax (PAT) for Q2FY27 amounted to ₹6,366.57 crores, marking a QoQ rise of 4.7% from ₹6,080.60 crores in Q1FY27 and a significant YoY growth of 28.7% from ₹4,947.76 crores in Q2FY26. The company also reported earnings per share (EPS) of ₹10.05, representing a QoQ increase of 4.7% and a YoY rise of 28.4%. These figures demonstrate a strong profitability profile, with both PBT and PAT showing marked improvements over the periods compared.

Operating Metrics

The operational expenses of Bajaj Finance Ltd in Q2FY27 were recorded at ₹13,876.26 crores, which shows a QoQ increase of 6.5% from ₹13,029.09 crores in Q1FY27 and a YoY growth of 22.7% from ₹11,307.18 crores in Q2FY26. The company's tax expenses for the quarter stood at ₹2,170.63 crores, rising by 4.9% QoQ from ₹2,068.40 crores in Q1FY27 and 30.7% YoY from ₹1,660.37 crores in Q2FY26. The growth in total expenses aligns with the increase in total income, indicating operational scaling to support revenue growth. The increase in tax expenses is proportional to the rise in profit before tax, reflecting the company's enhanced profitability and tax obligations. These operating metrics provide insight into the company's cost structure and its ability to manage expenses in line with revenue performance.