Aadhar Housing Finance's Q1 FY 2026-27 Quarterly Results

Result Summary

• Aadhar Housing Finance Ltd reported a 0.5% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 17.1%.
• Its expenses for the quarter were up by 3.0% QoQ and 15.9% YoY.
• The net profit decreased 9.2% QoQ and increased 19.0% YoY.
• The earnings per share (EPS) of Aadhar Housing Finance Ltd stood at 6.36 during Q1 FY 2026-27.

Financial Statments for Q1 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Aadhar Housing Finance Ltd is a prominent player in the housing finance sector in India. The company primarily focuses on providing housing loans to lower and middle-income groups across the country. As a key participant in the financial services industry, Aadhar Housing Finance is committed to addressing the housing needs of underserved segments by offering accessible and affordable financial solutions. The company operates within a regulatory framework set by the National Housing Bank and aims to enhance financial inclusion through its range of products tailored for varying customer needs. While specific recent developments about the company are not available in the provided data, Aadhar Housing Finance continues to play an integral role in the Indian housing finance landscape.

Revenue

In the first quarter of the fiscal year 2027 (Q1FY27), Aadhar Housing Finance Ltd reported a total income of ₹997.19 crores, reflecting a 0.5% increase from the previous quarter (Q4FY26), where the total income was ₹992.51 crores. This quarterly growth is complemented by a year-over-year increase of 17.1% from Q1FY26, when the company recorded a total income of ₹851.34 crores. The consistent growth in total income indicates strong revenue performance compared to the same period last year, showcasing the company's ability to enhance its earning potential over time.

Profitability

Aadhar Housing Finance Ltd's profitability in Q1FY27 is marked by a profit before tax of ₹363.63 crores, a decrease of 8.7% from ₹398.25 crores in the previous quarter. However, compared to the same quarter last year (Q1FY26), there is a 19.2% increase from ₹305.15 crores. The tax expenses for Q1FY27 were ₹81.27 crores, which also saw a decrease from the previous quarter by 6.9%, yet there is a 19.7% increase year-over-year from ₹67.87 crores. The profit after tax stood at ₹282.36 crores for Q1FY27, down 9.2% from the last quarter but up 19.0% from the previous year. Earnings per share for Q1FY27 were ₹6.36, showing a decrease of 9.3% from Q4FY26 but an increase of 18.4% from Q1FY26, reflecting the underlying earnings growth on a yearly basis despite the quarterly decline.

Operating Metrics

The total expenses for Aadhar Housing Finance Ltd in Q1FY27 were recorded at ₹601.89 crores, marking a 3.0% increase from the prior quarter's ₹584.09 crores. This reflects a year-over-year increase of 15.9% from expenses amounting to ₹519.47 crores in Q1FY26. The increase in expenses, both quarterly and annually, suggests a rise in operational costs, which is typical as companies scale operations. The company's ability to manage these expenses relative to its income growth is crucial for maintaining profitability. While specific operational metrics like the P/E ratio, debt-to-equity ratio, or current ratio are not provided in the data, the available figures indicate a focus on balancing income growth with cost management to sustain profitability.