Axis Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• Axis Bank Ltd reported a 2.3% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 5.6%.
• Its expenses for the quarter were down by 2.2% QoQ and up 7.1% YoY.
• The net profit increased 6.4% QoQ and decreased 1.6% YoY.
• The earnings per share (EPS) of Axis Bank Ltd stood at 24.01 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Axis Bank Ltd is one of India's leading private sector banks, primarily engaged in providing a wide range of financial services. The bank offers various services including retail banking, corporate banking, and treasury operations. With a strong presence across India, Axis Bank serves both individual and corporate customers, offering products such as savings accounts, loans, credit cards, and wealth management solutions. It operates in a highly competitive industry with significant players in both the public and private sectors. The bank has been known for its innovation in digital banking solutions and has been expanding its footprint to enhance customer experience. Recent developments typically focus on digital transformation and expansion of its service offerings, though specific recent events are not available in the provided data.

Revenue

In Q4FY26, Axis Bank Ltd reported a total income of ₹39,958.04 crores, a decrease of 2.3% compared to the previous quarter, Q3FY26, where it was ₹40,898.41 crores. However, there was an increase of 5.6% compared to Q4FY25, which reported a total income of ₹37,836.10 crores. This indicates a year-over-year growth in total income, despite a slight quarter-over-quarter decline. The variations represent the bank's revenue performance over the quarters, capturing seasonal and economic factors that might influence income generation across its operations.

Profitability

Axis Bank Ltd reported a Profit Before Tax (PBT) of ₹9,894.77 crores in Q4FY26, which is an increase of 5.6% from ₹9,370.64 crores in Q3FY26, but a slight decrease of 0.9% from ₹9,984.87 crores in Q4FY25. The Profit After Tax (PAT) for Q4FY26 was ₹7,509.10 crores, marking a 6.4% increase from ₹7,059.78 crores in Q3FY26, yet a 1.6% decrease from ₹7,630.07 crores in Q4FY25. Earnings Per Share (EPS) rose by 6.9% quarter-over-quarter from ₹22.47 to ₹24.01, although it experienced a 1.9% year-over-year decline from ₹24.47. These metrics reflect the bank's profitability dynamics, showing both quarterly improvements and slight annual declines.

Operating Metrics

The bank's total expenses in Q4FY26 amounted to ₹28,512.99 crores, a decrease of 2.2% from the previous quarter's ₹29,159.50 crores. Compared to Q4FY25, there was a 7.1% increase from ₹26,634.45 crores. Provisions and contingencies saw a significant quarterly reduction of 34.5% from ₹2,368.27 crores in Q3FY26 to ₹1,550.28 crores in Q4FY26, but increased 27.4% year-over-year from ₹1,216.78 crores in Q4FY25. The tax expense in Q4FY26 was ₹2,405.06 crores, reflecting a 3.4% rise from the previous quarter and a 1.4% increase from the same quarter last year. These figures highlight the bank's operational adjustments and financial allocations to manage costs and contingencies within its financial framework.