Yes Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• Yes Bank Ltd reported a 1.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 3.7%.
• Its expenses for the quarter were up by 1.0% QoQ and down 0.9% YoY.
• The net profit decreased 22.2% QoQ and increased 59.3% YoY.
• The earnings per share (EPS) of Yes Bank Ltd stood at 0.24 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Yes Bank Ltd is a well-established banking institution in India, providing a wide range of financial services to its customers. The bank operates primarily in the banking and financial services industry, offering products such as retail banking, corporate banking, and wealth management. Yes Bank has been known for its focus on customer service and technology-driven solutions. As of the latest updates, specific major developments or events impacting the company have not been provided; hence, it's important to refer to the latest company announcements and financial disclosures for any significant changes or updates.

Revenue

In the fourth quarter of the fiscal year 2026 (Q4FY26), Yes Bank Ltd reported a total income of ₹9437.85 crores, marking a quarter-over-quarter (QoQ) increase of 1.8% from ₹9272.31 crores in Q3FY26. The year-over-year (YoY) growth was 3.7% compared to ₹9099.60 crores in Q4FY25. This growth indicates a steady performance in revenue generation over the year. The bank's ability to increase its total income on both a quarterly and yearly basis reflects its operational efficiency and market position in the banking sector.

Profitability

For Q4FY26, Yes Bank Ltd reported a profit before tax of ₹1005.72 crores, which is a decrease of 17.4% from ₹1218.19 crores in Q3FY26, but an increase of 123.2% from ₹450.60 crores in Q4FY25. The provisions and contingencies rose significantly by 1351.8% QoQ, reaching ₹317.79 crores. Despite this, the profit after tax stood at ₹744.58 crores, representing a 22.2% decrease QoQ, but a 59.3% increase YoY from ₹467.29 crores in Q4FY25. The earnings per share for Q4FY26 was ₹0.24, a decline from ₹0.30 in Q3FY26, but an improvement from ₹0.16 in Q4FY25. These figures reflect the bank's fluctuating profitability dynamics over the quarters and year.

Operating Metrics

Yes Bank Ltd's total expenses in Q4FY26 amounted to ₹8114.34 crores, indicating a slight increase of 1.0% QoQ from ₹8032.23 crores in Q3FY26, and a minor decrease of 0.9% YoY from ₹8184.09 crores in Q4FY25. The tax expense for the quarter was ₹261.14 crores, marginally lower by 0.2% from the previous quarter but significantly higher on a YoY basis as the previous year's Q4FY25 showed a tax credit of ₹16.69 crores. The substantial rise in provisions and contingencies is a notable anomaly in the operating metrics, suggesting heightened caution in financial risk management for the quarter. These operational metrics provide insight into the bank's cost management and fiscal prudence over the evaluated periods.