ICICI Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• ICICI Bank Ltd reported a 10.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 6.1%.
• Its expenses for the quarter were up by 12.8% QoQ and 6.6% YoY.
• The net profit increased 16.3% QoQ and increased 9.2% YoY.
• The earnings per share (EPS) of ICICI Bank Ltd stood at 20.36 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

ICICI Bank Ltd is one of India's leading private sector banks, offering a diverse range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital, and asset management. The bank operates in the financial services industry, with a significant presence in the banking sector. Over the years, ICICI Bank has established itself as a key player in the Indian banking space, known for its innovative products and services. While specific recent major developments are not detailed in the provided data, ICICI Bank continues to focus on digital transformation and expanding its customer base both domestically and internationally.

Revenue

In the fourth quarter of fiscal year 2026 (Q4FY26), ICICI Bank Ltd reported total income of ₹84,613.66 crores. This represents a quarter-over-quarter (QoQ) increase of 10.2% from ₹76,782.08 crores in the third quarter of fiscal year 2026 (Q3FY26), and a year-over-year (YoY) increase of 6.1% from ₹79,747.77 crores in the fourth quarter of fiscal year 2025 (Q4FY25). The positive growth in total income both QoQ and YoY indicates a robust performance in revenue generation for the bank during this quarter.

Profitability

ICICI Bank Ltd's profit before tax (PBT) for Q4FY26 was reported at ₹20,744.21 crores, marking a significant QoQ increase of 16.8% from ₹17,754.06 crores in Q3FY26. The YoY growth in PBT was 8.5%, up from ₹19,112.68 crores in Q4FY25. The profit after tax (PAT) for Q4FY26 stood at ₹15,680.64 crores, reflecting a QoQ increase of 16.3% from ₹13,481.13 crores in Q3FY26 and a YoY increase of 9.2% from ₹14,353.69 crores in Q4FY25. The tax expense for the quarter was ₹5,132.34 crores, which increased by 18.2% QoQ and 7.2% YoY. Earnings per share (EPS) for the quarter was ₹20.36, showing a 17.8% rise QoQ and an 8.1% rise YoY.

Operating Metrics

Total expenses for ICICI Bank Ltd in Q4FY26 were ₹63,608.78 crores, which represents a QoQ increase of 12.8% from ₹56,381.50 crores in Q3FY26, and a YoY increase of 6.6% from ₹59,694.96 crores in Q4FY25. Provisions and contingencies for the quarter were ₹260.67 crores, which decreased significantly by 90.2% QoQ from ₹2,646.52 crores and by 72.3% YoY from ₹940.13 crores. This substantial reduction in provisions and contingencies is a notable aspect of the bank's operating metrics for the quarter.