ICICI Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• ICICI Bank Ltd reported a 3.9% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 18.7%.
• Its expenses for the quarter were up by 5.9% QoQ and 18.6% YoY.
• The net profit increased 6.5% QoQ and increased 17.7% YoY.
• The earnings per share (EPS) of ICICI Bank Ltd stood at 18.84 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

ICICI Bank Ltd is one of India's leading private sector banks. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital, and asset management. The bank's services include personal banking, corporate banking, and treasury operations. ICICI Bank has been known for its innovation and technology adoption in the banking sector, contributing to its robust growth over the years.

Revenue

For the fourth quarter of Fiscal Year 2026 (Q4FY26), ICICI Bank Ltd reported a total income of ₹79,747.77 crores. This represented a quarter-over-quarter (QoQ) increase of 3.9% from ₹76,782.08 crores in the third quarter of the same fiscal year (Q3FY26). Year-over-year (YoY), the total income saw a significant increase of 18.7% from ₹67,181.70 crores reported in the fourth quarter of Fiscal Year 2025 (Q4FY25). These figures reflect a steady growth trajectory in the bank's income generation capabilities over both the short term and the longer term.

Profitability

In terms of profitability, ICICI Bank Ltd reported a profit before tax (PBT) of ₹19,112.68 crores in Q4FY26, up 7.7% from ₹17,754.06 crores in Q3FY26. The YoY increase in PBT was 18.3% from ₹16,153.64 crores in Q4FY25. The profit after tax (PAT) for the same period stood at ₹14,353.69 crores, marking a 6.5% QoQ rise from ₹13,481.13 crores in Q3FY26 and a 17.7% YoY increase from ₹12,200.05 crores in Q4FY25. The tax expense for the quarter was ₹4,789.31 crores, which was a 10.3% increase QoQ and a 14.6% increase YoY. These metrics highlight a consistent improvement in profitability for ICICI Bank.

Operating Metrics

The bank's total expenses for Q4FY26 were ₹59,694.96 crores. This was an increase of 5.9% QoQ from ₹56,381.50 crores in Q3FY26 and an 18.6% rise YoY from ₹50,330.15 crores in Q4FY25. Provisions and contingencies were significantly reduced by 64.5% QoQ to ₹940.13 crores from ₹2,646.52 crores in Q3FY26, although they were up 34.7% YoY from ₹697.91 crores in Q4FY25. Earnings per share (EPS) for Q4FY26 were reported at ₹18.84, showing a QoQ growth of 9.0% from ₹17.29 in Q3FY26 and a YoY increase of 15.4% from ₹16.32 in Q4FY25. These operating metrics indicate robust operational management by the bank during the period under review.