HDFC Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• HDFC Bank Ltd reported a 7.9% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 2.8%.
• Its expenses for the quarter were down by 10.9% QoQ and 5.6% YoY.
• The net profit increased 1.9% QoQ and increased 9.3% YoY.
• The earnings per share (EPS) of HDFC Bank Ltd stood at 13.18 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

HDFC Bank Ltd is one of India's leading banking and financial services companies. It primarily operates in the banking industry, offering a wide array of products and services, including retail banking, wholesale banking, and treasury operations. The bank is known for providing a comprehensive suite of financial solutions to its customers, ranging from savings and current accounts to loans and credit facilities. HDFC Bank has a strong presence in India and is considered a major player in the banking sector. Information about recent major developments within the company is not available.

Revenue

During the fourth quarter of the fiscal year 2026 (Q4FY26), HDFC Bank Ltd reported a total income of ₹116,919.94 crores. This represented a decrease of 7.9% compared to the previous quarter (Q3FY26), where the total income was ₹126,927.27 crores. On a year-over-year basis, there was a decline of 2.8% from Q4FY25, when the total income was ₹120,268.76 crores. These figures indicate a reduction in the bank's income over both the quarter and the year.

Profitability

HDFC Bank's profit before tax stood at ₹27,671.63 crores in Q4FY26, reflecting a 2.6% increase from the previous quarter's ₹26,961.10 crores and an 8.2% rise from the ₹25,573.39 crores recorded in Q4FY25. The tax expense for Q4FY26 was ₹6,597.41 crores, which is a 5.2% increase from Q3FY26 and a 4.9% increase from Q4FY25. The profit after tax was reported at ₹21,074.22 crores, marking a 1.9% increase quarter-over-quarter and a 9.3% increase year-over-year from ₹19,284.57 crores. The earnings per share (EPS) for Q4FY26 was ₹13.18, showing a 2.8% increase from the previous quarter but a significant 46.2% decline from the previous year.

Operating Metrics

The total expenses for HDFC Bank in Q4FY26 were ₹85,808.26 crores, which is a 10.9% decrease from Q3FY26's ₹96,345.46 crores and a 5.6% decrease from Q4FY25's ₹90,890.01 crores. Provisions and contingencies for the quarter were ₹3,440.05 crores, showing a 5.0% decrease from the previous quarter and a 9.6% decrease from the same quarter last year. These changes in expenses and provisions indicate a reduction in costs and risk contingencies for the bank during this period.