Bank of Maharash's Q4 FY 2025-26 Quarterly Results

Result Summary

• Bank of Maharashtra reported a 5.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 12.7%.
• Its expenses for the quarter were up by 3.7% QoQ and 10.7% YoY.
• The net profit increased 13.7% QoQ and increased 36.1% YoY.
• The earnings per share (EPS) of Bank of Maharashtra stood at 2.66 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Bank of Maharashtra is a prominent banking institution in India, providing a wide range of financial services, including personal banking, corporate banking, and treasury operations. The bank is well-known for its strong network of branches across the country, which caters to both individual and corporate clients. Its core services include savings and current accounts, loans, credit facilities, and investment products. In recent years, the bank has been focusing on enhancing digital banking services to improve customer experience and operational efficiency. Any further specific recent developments or strategic initiatives are not available from the data provided.

Revenue

For the fourth quarter of fiscal year 2026 (Q4FY26), Bank of Maharashtra reported a total income of ₹8,693.46 crores, which marks an increase of 5.0% over the previous quarter (Q3FY26) and a 12.7% rise compared to the same quarter the previous year (Q4FY25). This growth in revenue reflects a consistent upward trajectory, demonstrating the bank's ability to enhance its income streams over time. Such improvements could be attributed to increased business volumes or successful implementation of revenue-generating strategies. The comparative figures show a progression from ₹8,277.22 crores in Q3FY26 and ₹7,711.76 crores in Q4FY25.

Profitability

In terms of profitability, Bank of Maharashtra recorded a Profit Before Tax (PBT) of ₹2,329.62 crores in Q4FY26, which represents a quarter-over-quarter increase of 16.0% and a year-over-year growth of 51.6%. The Profit After Tax (PAT) for the same period was ₹2,044.88 crores, showing a 13.7% rise from the previous quarter and a 36.1% increase from the previous year. The tax expense for Q4FY26 was ₹315.16 crores, significantly higher than the ₹228.14 crores in Q3FY26 and ₹43.51 crores in Q4FY25, reflecting a substantial year-over-year rise of 624.3%. This increase in tax outgo is correlated with the substantial rise in profits. Earnings Per Share (EPS) also showed similar growth trends, increasing from ₹2.34 in Q3FY26 to ₹2.66 in Q4FY26, and from ₹1.95 in Q4FY25, which is a 36.4% year-over-year increase.

Operating Metrics

The bank's total expenses for Q4FY26 amounted to ₹5,746.86 crores, which is a 3.7% increase from the previous quarter and 10.7% higher than the same quarter last year. This increase is relatively moderate compared to the revenue growth, indicating efficient cost management. Notably, provisions and contingencies decreased by 15.3% quarter-over-quarter to ₹616.98 crores, and by 37.3% year-over-year, which suggests a reduction in anticipated or realized credit losses or other financial risks. These operational metrics reflect the bank's efforts in managing its expense base while maintaining profitability growth.