Bank of Baroda Q4 FY26 Results: Net Profit Rises 11% To ₹5,616 Crore

Bank of Baroda reported an 11.2% year-on-year (YoY) rise in net profit to ₹5,616 crore for Q4 FY26 thanks to growth in net interest income and an improvement in asset quality.

On 11 May 2026, Bank of Baroda’s share price increased by 0.80% to close at ₹266 on the National Stock Exchange.

Q4 FY26 Performance

The bank’s net interest income (NII) increased 8.7% YoY to ₹12,494 crore during the March quarter, while operating profit rose 11.5% to ₹9,069 crore. However, non-interest income declined 16.2% YoY to ₹3,967 crore.

Asset quality improved further during the quarter. Gross non-performing asset (GNPA) ratio declined to 1.89% from 2.26% a year ago, while the net NPA ratio improved to 0.45% from 0.58%.

Global deposits rose 12% YoY to ₹16,48,487 crore and domestic deposits grew 12.8% to ₹14,01,290 crore. International deposits increased 7.5% to ₹2,47,197 crore.

Global advances grew 16.2% YoY to ₹14,29,879 crore. Domestic gross advances increased 14.5% to ₹11,69,458 crore, while international advances rose 24.4% to ₹2,60,421 crore. Retail advances grew 17.9% YoY to ₹3,02,598 crore.

Total business stood at ₹30,78,366 crore, up 13.9% YoY. Domestic CASA ratio stood at 38.90% as of 31 March 2026 compared to 39.97% a year earlier.

FY26 Summary

For the full financial year, Bank of Baroda reported a net profit of ₹20,021 crore, up 2.2% YoY. NII for the full year rose 2.5% to ₹47,682 crore, while operating profit remained largely stable at ₹32,259 crore.

The bank’s board has recommended a dividend payout of ₹8.5 per share, subject to approvals.

Also Read - Canara Bank Posts ₹4,574 Crore Q4 FY26 Profit, Down 10% YoY

Source:

Company Press Release