Bandhan Bank Q2 FY27: Loans Rise 13% To ₹1.58 Lakh Crore, Deposits Up 9%
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Bandhan Bank’s loans and advances rose 13.1% year-on-year to ₹1.58 lakh crore in Q2 FY27, while total deposits increased 9.2% to ₹1.73 lakh crore.
Bandhan Bank’s loans and advances, including on-book loans and the Personal Term Credit (PTC) component, rose 13.1% year-on-year (YoY) to ₹1,58,335 crore as of 30 September 2026, according to its provisional Q2 FY27 business update.
The bank’s total deposits increased 9.2% to ₹1,72,689 crore during the same period. On a quarterly basis, loans grew 1.8%, while deposits increased 4.7%.
On 1 October, the Bandhan Bank share price closed at ₹176.00 on the National Stock Exchange (NSE), down 1.25%.
How Did Bandhan Bank’s Deposits Perform?
Bandhan Bank’s retail deposits, including current account and savings account (CASA), rose 11.9% YoY to ₹1,25,471 crore. Retail term deposits recorded stronger growth of 16.8% at ₹79,340 crore.
Bulk deposits stood at ₹47,218 crore, up 2.8% from ₹45,948 crore a year earlier. On a sequential basis, bulk deposits increased 10%.
The retail share of total deposits stood at 72.66% at the end of September, compared with 73.96% three months earlier and 70.93% a year ago.
How Did Bandhan Bank’s CASA Deposits Perform?
CASA deposits stood at ₹46,131 crore, up 4.3% from ₹44,211 crore a year earlier. However, the figure declined 4.8% from ₹48,479 crore at the end of June.
As a result, the CASA ratio stood at 26.71% at the end of September, compared with 29.40% in June and 27.97% a year earlier. The bank’s Liquidity Coverage Ratio (LCR) stood at approximately 137.88% as of 30 September 2026.
The figures disclosed for the quarter are provisional and unaudited. They remain subject to review by the Audit Committee and Board and limited review by the bank’s statutory auditors.
Also Read - AU Small Finance Bank Q2 FY27: Deposits Rise 29% To ₹1.70 Lakh Crore
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Vishwa has spent 10+ years across fintech and FMCG doing what most people miss, connecting the dots, catching trends before they trend, and finding the angle nobody else thought to ask about.
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