Bajaj Finance Q1 Results FY27: Net Profit Rises 27.4% To ₹5,986 Crore; NII Up 23%

The company reported a consolidated net profit of ₹5,986 crore for the April-June quarter, up 27.4% from ₹4,699 crore in the corresponding period last year.

Net interest income (NII), which reflects the difference between interest earned and interest paid, rose 23% year-on-year to ₹12,571 crore from ₹10,288 crore a year earlier, supported by continued growth in its lending business.

AUM Continues To Expand

Bajaj Finance's assets under management (AUM) increased 23% year-on-year to ₹4,00,389 crore as of June 30, 2026, compared with ₹3,25,438 crore in the year-ago period, reflecting sustained growth across its loan portfolio.

The company continued to add to its lending book during the quarter, maintaining the growth momentum seen over the past few years.

Asset Quality In Focus

While Bajaj Finance reported strong growth in earnings and lending income, investors are likely to focus on asset quality trends during the quarter.

The company reported some moderation in asset quality, making credit costs and collection efficiency key monitorables going forward. Management's commentary on delinquency trends, provisioning and the outlook for unsecured lending will remain in focus.

Bajaj Finance Share Price

Ahead of the earnings announcement, Bajaj Finance shares ended Thursday's session 0.3% higher at ₹1,058 apiece.

This is a developing story and will be updated as more details emerge.

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