SBI Q4 FY26 Results: Profit Crosses ₹80,000 Crore, Business Reaches ₹109 Lakh Crore

State Bank of India total business crossed ₹109 lakh crore during FY26. Deposits stood at ₹59,80,000 crore, while advances reached ₹49,30,000 crore as of March 2026. The bank’s agriculture portfolio also crossed ₹4,00,000 crore.

On 11 May 2026, SBI’s share price decreased by over 4% to reach ₹977.90 at 11:12 am IST on the National Stock Exchange.

SBI’s Performance Report

For FY26, SBI posted a net profit of ₹80,032 crore, registering a 12.88% year-on-year (YoY) increase. Net profit for Q4 FY26 came in at ₹19,684 crore. Operating profit for the full year rose 11.25% YoY to ₹1,23,015 crore.

Net interest income (NII) for FY26 increased 4.08% YoY. The whole bank net interest margin (NIM) stood at 2.91% for FY26, while domestic NIM came in at 3.03%. For the March quarter, NIM was 2.81% and domestic NIM stood at 2.93%.

Loan growth remained strong across segments, and advances grew 16.87% YoY, while domestic advances increased 16.33%. Foreign office advances rose 20.01%. Retail advances grew 17.11%, SME advances increased 20.99%, agriculture advances rose 19.68%, and retail personal advances grew 15.22%. Corporate advances registered 14.83% YoY growth.

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Asset quality improved further during the quarter. Gross Non Performing Asset (GNPA) ratio declined by 33 basis points YoY to 1.49%, while net NPA ratio improved by 8 basis points to 0.39%. Provision Coverage Ratio (PCR) stood at 74.36%, while PCR including Accounts Under Collection Account (AUCA) was 91.97%.

The bank has announced a dividend of ₹17.35 per share with a record date of 16 May 2026.

Source:

Company Press Release