RBL Bank Q2 FY27 Results: Net Profit Jumps 170% YoY To ₹482 Crore As Net Interest Income Rises 37% To ₹2,131 Crore
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RBL Bank reported a 170% year-on-year rise in Q2 FY27 net profit to ₹482 crore. Net interest income grew 37% to ₹2,131 crore. Read more.
RBL Bank Limited reported a net profit of ₹482 crore for the quarter ended 30 September 2026. This was a growth of 170% from ₹179 crore a year earlier. Net interest income (NII) rose 37% to ₹2,131 crore year-on-year (YoY), and net total income also increased 29% to ₹3,208 crore.
RBL Bank Q2 results also showed growth in advances. Deposits, alongside lower gross and net non-performing asset ratios, also improved.
On 12 October 2026, the RBL Bank share price closed at ₹417.70 on the National Stock Exchange (NSE).
Other Q2 Financial Highlights
Operating profit increased 92% year on year to ₹1,396 crore, compared with ₹728 crore in Q2 FY26. Other income grew 16% YoY to ₹1,077 crore, while core fee income rose 12% YoY to ₹1,040 crore.
Operating expenses increased 3% YoY to ₹1,812 crore. The cost-to-income ratio improved to 56.48% from 70.67% a year earlier and 64.70% in Q1 FY27. Net interest margin (NIM) stood at 4.61%, against 4.51% in the year-ago quarter.
Net advances grew 42% YoY to ₹1,42,314 crore. Retail advances rose 32% to ₹79,465 crore, including 52% growth in secured retail advances to ₹51,933 crore. Wholesale advances increased 56% to ₹62,849 crore.
Total deposits climbed 34% to ₹1,56,272 crore. Granular deposits, defined by the bank as deposits below ₹3 crore, rose 16% to ₹68,877 crore. The current account and savings account (CASA) ratio stood at 27.2%.
How Was The Asset Quality During The Quarter?
Gross non-performing assets (GNPA) declined to 1.02% from 2.32% a year earlier, while net non-performing assets (NNPA) fell to 0.29% from 0.57%. The provision coverage ratio, including technical write-offs, stood at 95.31%.
RBL Bank Managing Director and CEO R Subramaniakumar said the quarter saw growth across assets and liabilities. He also cited significant foreign currency non-resident (FCNR) deposit mobilisation as a way to strengthen the bank’s funding profile.
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Vishwa has spent 10+ years across fintech and FMCG doing what most people miss, connecting the dots, catching trends before they trend, and finding the angle nobody else thought to ask about.
At Kotak Neo, she drives content strategy for neoshorts, Kotak News Desk, and Investing Guide, turning market noise into something worth reading.
When she's not decoding markets, she trades charts for canvases, chasing art, painting, and architecture across cities she's yet to explore.
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