Bajaj Finserv Q2 FY27 Results: Consolidated Revenue Rises 16.7% To ₹43,416 Crore, PAT Grows 25.4% To ₹5,952 Crore

Bajaj Finserv reported consolidated revenue of ₹43,416 crore in Q2 FY27. This was an increase of 16.7% from the corresponding quarter last year. Consolidated profit after tax (PAT) grew 25.4% to ₹5,952 crore.

Profit attributable to the owners of the company increased 22.9% during the quarter. The group's performance reflected growth across its lending, housing finance and life insurance businesses. But its general insurance subsidiary reported lower profit amid higher claims and weaker investment gains.

The Bajaj Finserv share price closed at ₹1,718.10 on 03 November, up 1.57% on the National Stock Exchange (NSE).

Bajaj Finserv H1 FY27 Key Highlights

For the six months ended September 2026, consolidated revenue increased 17.8% to ₹85,453 crore. Consolidated PAT rose 21.6% to ₹12,249 crore, while profit attributable to owners increased 17% to ₹5,890 crore.

The group's consolidated net worth stood at ₹83,974 crore at the end of September, compared with ₹76,490 crore a year earlier. Standalone net worth was ₹12,902 crore, while standalone surplus funds increased to ₹4,702 crore.

How Did The Notable Subsidiaries Perform?

Bajaj Finance had earlier reported PAT of ₹6,267 crore in Q2 FY27, an increase of 28.5%. Net total income rose 23% to ₹15,974 crore, while assets under management (AUM) increased 26.5% to ₹5,84,624 crore. The company booked 1.35 crore new loans during the quarter, compared with 1.22 crore in Q2 FY26, representing growth of 10.7%, and added 44 lakh new customers.

Bajaj Housing Finance, a listed subsidiary of Bajaj Finance, reported PAT growth of 17.7% to ₹757 crore. Net total income increased 15% to ₹1,254 crore, while AUM grew 24.8% to ₹1,58,205 crore.

Bajaj General Insurance reported gross written premium (GWP) growth of 10% to ₹7,056 crore. Excluding the crop and government health businesses, premium growth was stronger at 21.3%, supported by health and motor insurance. However, PAT declined 18.8% to ₹420 crore.

Bajaj Life Insurance reported GWP growth of 22.8% to ₹10,277 crore. Value of new business (VNB) increased 39.6% to ₹512 crore, while the VNB margin improved to 21.6% from 17.1%. AUM rose 10.8% to ₹1,46,322 crore. PAT increased to ₹55 crore from ₹13 crore in the year-ago quarter.

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