Bajaj Finance Q2 FY27 Results: Consolidated Profit Rises 29% To ₹6,367 Crore As Assets Under Management Grow 26%
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Bajaj Finance reported a 29% year-on-year rise in consolidated profit after tax to ₹6,367 crore in Q2 FY27. Assets under management grew 26% to ₹5.85 lakh crore.
The Bajaj Finance Q2 results show higher profit, net interest income and assets under management, plus an increase in new loans booked during the quarter. Consolidated profit after tax (PAT) increased 29% year-on-year from ₹4,948 to ₹6,367 crore.
The Bajaj Finance share price ended the trading day on 19 October 2026 at ₹957.35 on the National Stock Exchange (NSE), a drop of 2.52%.
Bajaj Finance Q2 Results: Key Highlights
Bajaj Finance reported consolidated profit after tax (PAT) of ₹6,367 crore, up 29% year-on-year from ₹4,948 crore. Profit before tax rose 29% to ₹8,537 crore, while net interest income increased 24% to ₹13,335 crore. Net total income grew 23% to ₹15,974 crore.
Assets under management (AUM) increased 26% to ₹5,84,624 crore, with an addition of ₹37,680 crore during the quarter. The company booked 13.45 million new loans and added 4.42 million customers, taking its customer franchise to 128.85 million.
How Were Asset Quality And Credit Costs?
Gross non-performing assets (GNPA) stood at 1.06% and net non-performing assets (NNPA) at 0.42% as of 30 September 2026. The company’s capital adequacy ratio was 20.33%, with Tier 1 capital at 19.43%.
Loan losses and provisions totalled ₹2,166 crore, including a ₹337 crore provision for management and macroeconomic risks. Excluding this additional provision, loan losses and provisions were ₹1,829 crore, down 12% year-on-year.
How Did The Main Subsidiaries Perform?
Bajaj Housing Finance reported profit after tax of ₹757 crore in Q2 FY27, which was an 18% from ₹643 crore last year. Net total income increased 15% to ₹1,254 crore, while net interest income grew 10% to ₹1,055 crore. AUM increased by 25% to ₹1,58,205 crore for the period.
Bajaj Financial Securities reported profit after tax of ₹64 crore in Q2 FY27, up 36% year-on-year from ₹47 crore. Net total income increased 20% to ₹160 crore, while pre-provisioning operating profit rose 34% to ₹87 crore. Assets under finance reached ₹12,058 crore, up 59% from ₹7,597 crore a year earlier.
This article is for informational purposes only and should not be considered investment advice from Kotak Neo. For compliance T&C and disclaimers, Visit www.kotakneo.com/disclaimer
Vishwa has spent 10+ years across fintech and FMCG doing what most people miss, connecting the dots, catching trends before they trend, and finding the angle nobody else thought to ask about.
At Kotak Neo, she drives content strategy for neoshorts, Kotak News Desk, and Investing Guide, turning market noise into something worth reading.
When she's not decoding markets, she trades charts for canvases, chasing art, painting, and architecture across cities she's yet to explore.
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