Aptus Value Housing Finance India's Q4 FY 2025-26 Quarterly Results

Result Summary

• Aptus Value Housing Finance India Ltd reported a 4.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 18.8%.
• Its expenses for the quarter were up by 0.7% QoQ and 13.3% YoY.
• The net profit increased 10.5% QoQ and increased 26.0% YoY.
• The earnings per share (EPS) of Aptus Value Housing Finance India Ltd stood at 5.21 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Aptus Value Housing Finance India Ltd is a prominent player in the financial services sector, primarily focused on providing housing finance solutions. The company's core business involves offering home loans mainly to self-employed individuals in the low to middle-income segments, who are often underserved by traditional banks. Aptus Value Housing Finance India Ltd operates within the broader housing finance industry, which plays a significant role in supporting the growing demand for affordable housing in India. This sector is crucial as it contributes to the country's economic growth by facilitating home ownership among diverse income groups. As of the latest available data, there are no specific recent major developments noted for the company.

Revenue

In the fourth quarter of fiscal year 2026 (Q4FY26), Aptus Value Housing Finance India Ltd reported a total income of ₹593.12 crores. This marks a quarter-over-quarter (QoQ) increase of 4.3% from ₹568.53 crores in the third quarter of fiscal year 2026 (Q3FY26). Year-over-year (YoY), the total income saw a substantial rise of 18.8% compared to ₹499.24 crores in the fourth quarter of fiscal year 2025 (Q4FY25). The consistent increase in total income over both the quarterly and yearly periods underscores the company's robust revenue-generating capabilities within the housing finance sector.

Profitability

For the period ending in Q4FY26, Aptus Value Housing Finance India Ltd achieved a profit before tax of ₹327.56 crores, reflecting a QoQ growth of 7.8% from ₹303.78 crores in Q3FY26. The YoY growth in profit before tax was even more significant, at 20.9%, up from ₹270.96 crores in Q4FY25. The profit after tax for Q4FY26 was ₹260.95 crores, representing a 10.5% QoQ increase and a considerable YoY increase of 26.0% from ₹207.03 crores in Q4FY25. The earnings per share (EPS) for Q4FY26 stood at ₹5.21, compared to ₹4.72 in Q3FY26, marking a 10.4% QoQ increase. The YoY change in EPS was 25.8%, rising from ₹4.14 in Q4FY25. These figures highlight the company's profitability metrics over the given periods.

Operating Metrics

Aptus Value Housing Finance India Ltd's operating expenses totaled ₹249.63 crores in Q4FY26, showing a slight QoQ increase of 0.7% from ₹247.84 crores in Q3FY26. On a YoY basis, total expenses increased by 13.3% from ₹220.34 crores in Q4FY25. The tax expense for Q4FY26 was ₹66.61 crores, which saw a minor QoQ decrease of 1.5% from ₹67.60 crores in Q3FY26, while showing a modest YoY increase of 4.2% from ₹63.94 crores in Q4FY25. The trends in both expense categories indicate a controlled approach to managing operational costs relative to the increase in total income and profitability metrics. These metrics provide a comprehensive view of the company's operational efficiency within the specified timeframe.